永兴| 新疆| 辰溪| 琼山| 富阳| 商河| 禄劝| 凤县| 永靖| 烈山| 修水| 广州| 贵德| 石台| 景泰| 武都| 嘉兴| 商水| 蕲春| 新津| 莱芜| 托里| 吴起| 石楼| 分宜| 富蕴| 内江| 宁南| 申扎| 武功| 苍溪| 松江| 高密| 丰宁| 安庆| 唐山| 孝义| 西华| 蒲城| 安陆| 乐清| 景东| 安县| 抚州| 惠来| 红安| 奉化| 内江| 四会| 南溪| 关岭| 赤峰| 克拉玛依| 崇信| 新郑| 广东| 龙井| 彭州| 泰来| 灯塔| 固安| 岚县| 正蓝旗| 藤县| 依兰| 广安| 和布克塞尔| 土默特左旗| 丹棱| 迭部| 凤山| 华池| 益阳| 山海关| 乾安| 盐津| 禄丰| 马鞍山| 桂东| 滕州| 本溪市| 班戈| 新蔡| 宜州| 镇雄| 兴义| 祁连| 丘北| 姚安| 临湘| 盘山| 龙游| 马边| 新龙| 武当山| 兴隆| 嘉义县| 文水| 丹徒| 通山| 马祖| 成武| 罗田| 大新| 阳谷| 班戈| 克山| 炎陵| 青龙| 铜梁| 定襄| 九江县| 海安| 台东| 疏附| 邵阳市| 定南| 福鼎| 栖霞| 改则| 莲花| 潼关| 轮台| 屏东| 莱州| 石林| 巴中| 罗甸| 商水| 哈尔滨| 珠海| 彰武| 绩溪| 龙口| 大庆| 花莲| 克东| 阳谷| 钦州| 墨玉| 金平| 卓尼| 抚州| 猇亭| 祥云| 洞头| 南郑| 水城| 宜良| 德保| 星子| 小金| 漳县| 科尔沁右翼前旗| 佛冈| 澄迈| 广宁| 泽库| 四子王旗| 黄平| 大同市| 泽库| 仁化| 霞浦| 武城| 红星| 天柱| 高明| 永宁| 南浔| 库车| 湘潭县| 吴起| 砚山| 林芝县| 新沂| 珊瑚岛| 普洱| 唐海| 肇庆| 柳江| 三原| 武功| 九江县| 邳州| 辽中| 包头| 寿阳| 南岔| 吴起| 大厂| 吴江| 潢川| 富拉尔基| 赤壁| 修文| 塔河| 肥乡| 翠峦| 昂昂溪| 河源| 芒康| 大洼| 荥阳| 龙游| 将乐| 厦门| 渭源| 安吉| 江宁| 汉阴| 福清| 屏边| 靖宇| 海伦| 柳林| 襄垣| 宜阳| 云林| 和林格尔| 定陶| 禹城| 嘉禾| 杂多| 宁陵| 吴起| 分宜| 雷波| 平川| 珠海| 古县| 桂阳| 安化| 泊头| 沾化| 四方台| 塔城| 靖远| 周口| 眉县| 福泉| 石家庄| 阳西| 文安| 临高| 永善| 禹州| 莆田| 珊瑚岛| 宁都| 祁门| 尚志| 增城| 昌图| 宣威| 旬邑| 文县| 科尔沁右翼中旗| 商城| 稷山| 六合| 禄劝| 吴中|

贵阳首批社区公益事业项目获批 49个社区将换新颜

2019-05-20 20:26 来源:秦皇岛

  贵阳首批社区公益事业项目获批 49个社区将换新颜

  OrganizedbytheConfuciusInstituteHeadquartersinBeijing,theChineseBridgeChinese-proficiencycontestsarethreeannualcompetitionsforforeigncollegestudents,fore,,thecompetitionwas,000contestaar,Chineseproficiency,knowledgea,communitiesandfamilies,andtoexperienceandparticipateinChinesecustomsandfolkarts,scompetitioninSouthwestChinasYunnanprovinceinOctober,contestantswereaskedtodoatheaterperformanceaboutentrepreneurshipadaptedfromRomanceoftheThreeKingdoms,oneofthe"fourChineseclassicalnovels".Somecontestantsalsodisplayedproficienciesincalligraphy,painting,acrobatics,kungfuandtraditionalinstruments.Thefamilyofa74-year-oldmanwhowasshotandkilledwhilegettinghistrashcanfromoutsidehisNashvillehomesharedthememoriesofthatfatefulday,,ahusbandandfatherwhohadretiredfromtheeducationbureauinChina,wasvisitinghissonsinceSeptemberwhenhewaskilledshortlybefore4pmonNov9alongClaiborneStreet."Thelocalpolicetoldmetheremightbefoursuspects,andtwosuspects-a15-year-oldgirlanda14-year-oldboy-werearrested,"saidWangYun,thevictim"AlthoughmyfathercouldnotspeakEnglish,hewasalwayssmiling,"saidWangYun."Idontunderstandwhysomeonewouldbesocrueltosuchaniceperson.""WhenIheardaboutshootingsinLasVegasandOrlando,Ifelttheyareveryfarawayfromme,butthatsnotthecase,",Zhailookedforherhusbandandranoutsidetofindhimnearsometreesacrossthestreet,about10metersfromhersonshome."Isawhimlyingthere,"Zhaisaid,usinghersonasatranslator."Hewasntbreathing.""MymotherandIcouldn,",andworkedasacomputerengineeratVanderbiltUniversityinNashville,Tennessee.

TheUniversityofInternationalBusinessandEconomicshostedit,WangJiaqiong,presidentoftheUIBE,said:"Thisyearstopic(TheOpening-UpintheNewEraYouthExchange)notonlyexpressestheconfidenceofpromotingeconomicglobalization,butalsoexpressesthehopethattheyouthwilltakeresponsibility."Wangsaidtheprogramaimstotrainyoungambassadorsforinternationalconnections."Ihopethisconventioncaninspireyoungpeopletobroadentheirvision,andenhancetheircross-culturalcommunicationability."ZhangBaijia,formerdeputydirectorofPartyHistoryResearchCenteroftheCentralCommitteeoftheCommunistPartyofChina,said:"Dialogueisanimportantwaytocommunicatewitheachother,unlikeargumentornegotiation,wherebothsidesseekcommonpointswhilereservingdifferences."UIBEsGlobalDevelopmentandCreativeYouthProjectwasofficiallylaunchedduringtheannualconvention,withmorethan,studentsform25researchgroups,,,theteamstookpartinaround-,twowritingworkshopswillbeheldinJanuaryandMarch,eideas.AMMAN,Jordan-Elevenyear-oldSyrianrefugeeRaghdaHasriyehwhacksabad,shehasbeenplayingthesportforalmostayearthankstoaUScharity-andnowshedreamsoftakingonall-comers.","Raghdasaid."IhopethatIcantravelaroundthewholeworldandtakepartinArabchampionshipsandinternationalones."SincetheconflictinSyriabrokeoutin2011theUnitedNationsestimatesmorethan330,000childratteredhometownofHomsbeforegraduallymakingtheirwaytosafetyinthekingdom."GodaloneknowswhatwouldhavehappenedtomyfivechildrenandIifIhadnotdecidedtofleemycountry,"saidRaghda,squashhasprovedagodsendforthechildren."Idontunderstandanythi,",thecharitybehindtheprogram,insiststhatgettingtherefugeegirlsinvolvedinthesportcanbeinvaluableinhelpingthemdealwiththehardshipstheyface."Todaytheteamismadeupoffourgirlsandwearelookingtoexpanditto15,"saidfounderClaytonKeir."WetrainfivetimesaweekandtrainingincludesEnglishlessonsaimedathelpingthemcompeteintournamentsinJordanandabroad."CoachReemNiaz-herselfarefugeefr"releasethepotentialinsidethemselvesandletoffsteamdoingsomethingpositive,"shesaid.""Forthegirls,thereismoretotheirsquash-playingdreamthanjustwinningtournaments-theyhopeonedaytorepresentSyriaatthesport."Iwanttotakepartinchampionshipsacrosstheglobeandhelpraisemycountrysspirits,"012withhertwochildreninherarms."Therewasnothingleftthere,,"reigncountry-forherdaughter,squashisatleastprovidingachinkoflight."Sheisdoingsomethingthatweneverhadthechancetoaccomplishinourlives,"

  TheUSSenatepassedamajorbillonaparty-linevotewhosemainfeatureisadrastictaxcutforcorporations-areductionoftaxratesdownto20percentfrom35percent,,Representatives-af,vice-ministeroffinance,saidataforumonSundaythatChinawill"takeproactivemeasures"inresponsetotheUStaxmove,astheworldslargesteconomystaxpolicyadjustmentisexpectedtohaveamajorimpactonothercountries,onsoftheUStaxchangesforcompetition,laborproductivityandwages,saidZhu,whostressedthatmembersoftheGroupof20hadagreedtosetinternationaltaxpolicycoordinationasoneoftheimportantissuestodiscussatthe2018summit,,ifpassed,willnotcreatelargecashflowsoutofChinaandintotheUS,saidLiuShangxi,ronment."ThereisnoneedforChinatomakeimmediatetaxcutsandblindlyfollowwhattheUSdoes,butitshouldadjustmacroeconomicpoliciesbasedonanassessmentoftherealdomesticsituation,"Liusaid."Oneofourcurrentprioritiesistodeepenvalue-addedtaxreformthattargetsamoremarket-orientedschemeforresourceallocationandbuildafairinvestmentenvironmentforenterprises."WillemBuiter,aneconomistwithCitiResearch,adivisionofCitigroupGlobalMarketsInc,calculatedinarecentnoteofGlobalEconomicsViewthatacutinthetaxrateoncorporateprofitsintheUS"hasnoimpactontheincentivetoinvest",whichimplies"azeroimpact"$,whichisexpectedtoaddafurtherburdentothealreadyhighdebtleveloftheUSgovernment."Governmentrevenuesandsocialwelfareexpendituresmaybeundergreatpressureinthecomingmonthsifthebillispassed,"Liusaid.BernardCharles,chiefexecutiveofficerofsoftwarecompanyDassaultSystemes.[Photo/VCG]Thebeautyofvirtualrealityisthatithelpsyouimagineabetterworldevenifyoudontknowhowtoachieveit,saystheheadofFrenchsoftwarefirmDassaultSystemesWhenBernardCharleslandsinBeijing,,hisChinese"contact",WeChata,includingaviation,andwasinvolvedinChinasfirsthomegrownlargepassengerjet,theC919,whichmadeitsmaidenflightinMay."Whenwesetupacollaborativeplatformtohelpdevelopthenext-generationcivilaircraftinthecountry,weworkedwithsuppliersfromEuropeancountriesandothernations,"Charlessaid."BymakingthemvisibletonewclientsinChina,wearebuildingavirtualbelttoconnectthemhere,",DassaultSystemesisbasedinVelizy-VillacoublayinthesouthwesternsuburbsofParisandhasamarketcapitalizationof$,,000andaclientlistwhichincludesChinasleadingaircraftmanufacturer,CommercialandAircraftCorpofChinaLtd,,theworld,thesoftwaregiantislookingtoincreaseitspresencehere."Wewanttobethecatalystandenablerof(helpingtotransform)manufacturing,",hewentontotalkaboutDassaultSystemesadeaspeechattheBoaoForumin2015,forusthatthedoor,globalizationbringschallengestotheworldbutitalsohelpsi,thewinnersarenotthosewithbigslicesofthemarket,ativ,itisquitedifficultforalotofFrenchsmall-andmedium-sizedenter,sfutureprospectsinChinaTheneedforthecountrytotransformthemanufacturing,wewanttobethebest"catalystandenabler"of(helpingto),,andmanufacturingprogramsinEuropeandtheUnitedStatesTheyal-,b,intermsofmanufacturing,atithelpsyouimagineabetterworldevenifyoudones,suchasenvironmentaldegradation,,onbases,,theworldistransportingmanythings,suchasrawmaterialsandwaste,everyday,,,wecanliftthemfivetimeslessinrealitybyusingVR(toscaneveryangleoftheproducts).ThatsavestimeandenergyespeciallyinChina,stechnologyisusedindifferentindustries,,itisnotonlyaboutwhatwecando,,butifweunderstandwhatisvaluable,andifwebelievewecandoitbetter,thenwehavetotry(tobethebest).Sinceyoutookover,DassaultSystemeshasgoneonabuyingspree,buthowdoyouintegratethosecompaniesintothegroupWearealwaysatadisadvantagecomparedtoourcompetitors,especiallythosefromtheUS,,welearnhowtodobusinessindifferentcountries,,ifyouwanttoconvincesomeonetobewithyou,-,,,ourcustomersareverystrong,yimportanttoacompany(tendto),,,suchasvisitingmuseums,:60Nationality:FrenchCareer:2016:vice-chairmanandCEOofDassaultSystemes1995:presidentandCEOofDassaultSystemes1988:promotedtopresidentofstrategy,researchanddevelopmentatDassaultSystemes1983::AgraduateoftheEcoleNormaleSuperieureengineeringschoolinCachanandaPhDinmechanicalengineering,:Marriedwithfivechildren

  PremierLiKeqiangurgedJapanonTuesdaytogetChina-Japanrelationsbackontherighthcountries,,andgrassrootsexchangesarefundamentaltotheprocess,s,thepremiersaid,andtheJapaneseeconomiccommunityisexpectedtocontinuethetraditiontohelpmakepeace,,esbetweenthetwocountriesandthe40thanniversaryofthesigni($)tradesurpluswithChinalastyear,,,andfurtheropening-upandreformwillbecarriedouttoprovidedomesticandforeignenterpriseswithabusinessenvironmentofequaltreatmentandfaircompetition,sdevelopmentasanopportunityandhelpbuildtheEastAsiancommunitywhilepromoti,mutualbenefitandwin-winoutcomescanbeachievedandcancontributetoregionalandglobalstabilityandprosperity,epreneursfromtheislandneighbor,,meinJapanbilaterabringnewopportunitiestobothnationsandalsootherAsiancountries.Goodgovernmentpoliciesandimplementation,coupledwithstrongcollaborationwiththeprivategroupsandthecivilsociety,willhelpcountriesinvolvedintheBeltandRoadInitiativebuildgreenandsustainableprojects,tionsEnvironmentalAssemblyagreedonSundaythateffortsareneededtonotonlyacceleratecompletionoftheseprojectsbutalsotoensurethattheybringlongterm,,MiroslavLajcak,presidentoftheUNGeneralAssembly,saidbringingtogetherthescience,businessandpublicsectorswastherightsteptowardremovingartificialbarriers."Actionsbythebusinesscommunityareessential,andgovernmentpoliciesneedtobeinformedbyscienceintheinterestofthepeople."ErikSolheim,executivedirectorofUNEnvironmentProgram,saidtheworldhadreachedawatershedmoment,oneinwhichchallengeswillbeturnedintoopportunities.

SixCenturiesof,anexhibitiononnowattheNationalArtMuseumofChinainthroughSunday,reviewsartisticcreationssincetheMingDynasty(1368-1644)ofthehistoriccityofSuzhouanditsneighboringareasinEastChinamenSchoolwhicharosefromSuzhou,"fourgreatpaintersofMing"–ShenZhou,TangYin,"fourgreatpainterssurnamedWang"oftheearlyQingDynasty(1644-1911)–WangShimin,WangJian,eijing,SuzhouhasproducedgenerationsofartistswhorevolutionizedtheartofChinesepaintingbyincorporatingoilpaintingtechniques,,YanWenliangandPangXunqinarefeaturedattheexhibition.

  ActressLiuYifeiisphotographedbeforeattendingChristianDiorSpring/Summer2017fashionshowduringParisFashionWeek,March3,2017.[Photo/VCG]ChineseactressLiuYifeiissettostarasthetitularfemalewarriorinDisneyslive-actionadaptationoftheclassicChineseepic,,beatingnearly1,000hopefulsfortherole,dingrole,whichrequiresmasteryofmartialarts,abilitytospeakEng,whichhasbeencriticizedinthepastforcastingCaucasianactorsforAsianroles(Related:),focusedondiscoveringanethnicallyChineseyoungwomantoplayHuaMulan,whoimpersonatesherselfasamantotakeherailingfather,aprominentyoungstarinChinasentertainmentindustry,,havingspentsomeyearsofherchildhoodinQueens,NewYork,andagraduateofBeijingFilmAcademy,,includingTheForbiddenKingdom(2008)oppositeJackieChanandJetLiandOutcast(2014),,,,,voicedbyMing-NaWen,,earned$

  PremierLiKeqiangurgedJapanonTuesdaytogetChina-Japanrelationsbackontherighthcountries,,andgrassrootsexchangesarefundamentaltotheprocess,s,thepremiersaid,andtheJapaneseeconomiccommunityisexpectedtocontinuethetraditiontohelpmakepeace,,esbetweenthetwocountriesandthe40thanniversaryofthesigni($)tradesurpluswithChinalastyear,,,andfurtheropening-upandreformwillbecarriedouttoprovidedomesticandforeignenterpriseswithabusinessenvironmentofequaltreatmentandfaircompetition,sdevelopmentasanopportunityandhelpbuildtheEastAsiancommunitywhilepromoti,mutualbenefitandwin-winoutcomescanbeachievedandcancontributetoregionalandglobalstabilityandprosperity,epreneursfromtheislandneighbor,,meinJapanbilaterabringnewopportunitiestobothnationsandalsootherAsiancountries.PARIS-BrigitteMacron,wifeofFrenchPresidentEmmanuelMacron,revealedthenameofthepandababy,thefirst-evercubborninthecountry,,BrigitteMacron,whoisalsothenewpandasgodmother,announcedthatthefour-month-oldcub,thebabypandahadbeencalledas"MiniYuanZi,"referringtohisfatherYuanZi,whoarrivedwithhisfemalepartnerHuanHuanincentralFrancesBeauvalzooinJanuary2012."YuanMengistheenergeticandvigorousfruitoftheFranco-Chinesefriendship,"saidMacron."YuanMengandhisparentsaretheillustrationofadialoguethathasalwaysbeenfruitfulbetweenourtwocountrieswho,forcenturies,havegotalongandunderstoodeachother,",,HuanHuangavebirthtotwincubs,,butabandonedthefirstafterthesecondcubwasborn,,femalepandasraiseonlyonecub,the"strongest",,ConservationofNature(IUCN).

  OrganizedbytheConfuciusInstituteHeadquartersinBeijing,theChineseBridgeChinese-proficiencycontestsarethreeannualcompetitionsforforeigncollegestudents,fore,,thecompetitionwas,000contestaar,Chineseproficiency,knowledgea,communitiesandfamilies,andtoexperienceandparticipateinChinesecustomsandfolkarts,scompetitioninSouthwestChinasYunnanprovinceinOctober,contestantswereaskedtodoatheaterperformanceaboutentrepreneurshipadaptedfromRomanceoftheThreeKingdoms,oneofthe"fourChineseclassicalnovels".Somecontestantsalsodisplayedproficienciesincalligraphy,painting,acrobatics,kungfuandtraditionalinstruments.

  TheUniversityofInternationalBusinessandEconomicshostedit,WangJiaqiong,presidentoftheUIBE,said:"Thisyearstopic(TheOpening-UpintheNewEraYouthExchange)notonlyexpressestheconfidenceofpromotingeconomicglobalization,butalsoexpressesthehopethattheyouthwilltakeresponsibility."Wangsaidtheprogramaimstotrainyoungambassadorsforinternationalconnections."Ihopethisconventioncaninspireyoungpeopletobroadentheirvision,andenhancetheircross-culturalcommunicationability."ZhangBaijia,formerdeputydirectorofPartyHistoryResearchCenteroftheCentralCommitteeoftheCommunistPartyofChina,said:"Dialogueisanimportantwaytocommunicatewitheachother,unlikeargumentornegotiation,wherebothsidesseekcommonpointswhilereservingdifferences."UIBEsGlobalDevelopmentandCreativeYouthProjectwasofficiallylaunchedduringtheannualconvention,withmorethan,studentsform25researchgroups,,,theteamstookpartinaround-,twowritingworkshopswillbeheldinJanuaryandMarch,eideas.SheZiqing,asurvivoroftheNanjingMassacre,[Photo/Xinhua]SheZiqing,an83-year-oldsurvivoroftheNanjingMassacre,diedonWednesdayinNanjing,,borninApril1934,,,ShewastakentotheUnitedStatesembassyforrefuge,alongwithaneighbor,hesaidhesaw"layersofbodieseverywhereonthestreets"andhismother"diedlyinginapoolofblood"."PeoplesaidatthetimethatJapanesetroopsonlykilledmiddle-agedmen,somyfatherfledfromhomewhilemymother,likemanyotherwomenintheneighborhood,,rapeandrobpeoplewithouthesitation.",afterhiselderbrotherjoinedthePLA,Shewasabletoget,,heappliedtoworkasaguide,withoutpay,attheMemorialHalloftheVictimsinNanjingMassacre,hroughhiswords"theJapanesepeople,especiallyyoungergenerations,wouldcometounderstandwhathappenedduringthatperiod".Everyworkingdayfor14years,exceptMondayswhenthehallwasclosed,,inlightofhishealth,:"AslongasIcanbreathe,Iwanttoremindotherpeopleofahistorythatcannotbeforgotten."XiaShuqin,anotherNanjingMassacresurvivor,wholostsevenofherninefamilymembersduringthebloodbath,saidthatshewouldfeelrelievedandhappytobereunitedwithherdeceasedfamilymembersifthemassacreweresimplyrecognizedbytheJapanesegovernment."IdontknowifIwilllivelongenoughtoseethathappen,"the88-year-oldwomansaid."Itknowwhattosaytodescribemyfeelings."Morethan300,000Chinesewerekilledinasix-weekrampagefromDec13,1937toJanuary1938afterJapanesetroopscapturedwhatwasthenChinascapital.

  HongKong,oncenicknamedasChinas"culturaldesert",hasriuenceshaveshapedHongKongineveryfacetoflifestyle,spanningfromthemusicavailabletoTVdramas,films,books,,professorofShanghaiInternationalStudiesUniversity,saidwhileitseemedtobeimpropertotalkabouttheappearanceofparticularwomeninthetraditionalmindsofmany,HongKongpeopleweredefinitelytheexception."HongKongpeopletakeprideinbeautyandarealwaysdelightedtotalkaboutthepowerofHongKongbeauty,",,thesecelebritieshavebecomeanintegratedpartofHongKongcultureandcontributedalottothepeakofthespecialadministrativeregion,whatmakestheHongKongbeautyUniquegeographicaladvantagesAsacosmopolitancityinthesouthernpartofChina,HongKongisrenownedforitsdeepnaturalharbor,usedbymanyinternationalcargoships,anditsimpressiveskyline,ginthecity,a,manymixed-racedchildrenhavedevelopedauniquecharacterwhichcombinesthetraditionofeasternpeopleandtheopennessofwesterners.

  TheannualVictoriasSecretFashionShowwilltakeplaceinShanghaiinNovemberthisyear,mark,ahandfulofveteranAngels,includingAdrianaLima,AlessandraAmbrosio,BehatiPrinsloo,CandiceSwanepoel,LilyAldridge,ElsaHosk,JasmineTookes,JosephineSkriver,LaisRibeiro,MarthaHunt,RomeeStrijd,SaraSampaioandStellaMaxwesshowforChinesemustbethesixChinesemodelsincludingHeSui,LiuWen,XiMengyao,JuXiaowen,XieXinandEstelleChen,aFrenchmodelofChinesedescent,whowillbeinvolvedinit,,ithasputforwardtheslogan,"NiHao,Shanghai",sayingthat,"Fromitsiconicskylinetoitsmajorfashioncred,Chinasvibrant,modernmetropolismakestheperfectbackdropfortheworldssexiestrunway."ThenewfashionshowvenuereflectsthebrandsaimtoappealtoChineseconsumersandthereareplanstoexpandinthenations"fast-growingmarket,"accordingtotheofficialVictoria"OscarAwardsinfashioncircles,"the2017VictoriasSecretFashionShow,whichwillconsistofaredcarpetfashionshow,modelbriefing,looksbehindthescenesandsuperstarperformances,,letstakeacloserlookatsomeiconicmomentsfromtheshowsstagemadebyChineseAngels.

  GuoangeneralmanagerLiMinghasmadenosecretoftheclubsdesiretobringinmoreforeignplayersasitlookstoimproveonlastseason,Lisaidthataswellnewsignings,fanscanexpectsomeplayerstoleaveasGermancoachRogerSchmidt,whowasappointedinJune,compatriotNeymar,fromBarcelona,andFrenchteenagerKylianMbappe,fromMonaco,,,too,whichisabout$94millionshortofcomplyingwithUEFA,LucasisoneofanumberofplayerstheQatar-ownan,however,isnttheonlyclubchasingLucas,whichPSGisbelievedtovalueataround30millioneuro($36million).AccordingtotheDailyMail,ChelseaiskeenontheformerSaoPaulostar,withtithChineseclubshavinanfans,meanwhile,havegreetedthenewsofLucaspotentialarrivalwitharesoundingthumbs-uponsocialmedia."Afteralltheseyears,Guoanisfinallygettingapowerfulforeignplayer-Iamsoexcited,"onesupporter,LiLuanjie,wroteonWeibo."ThereisnoplaceforLucasatPSG,thereforehisdecisiontocometoGuoanisdefinitelyawiseone,"saidanotherfan.PARIS-BrigitteMacron,wifeofFrenchPresidentEmmanuelMacron,revealedthenameofthepandababy,thefirst-evercubborninthecountry,,BrigitteMacron,whoisalsothenewpandasgodmother,announcedthatthefour-month-oldcub,thebabypandahadbeencalledas"MiniYuanZi,"referringtohisfatherYuanZi,whoarrivedwithhisfemalepartnerHuanHuanincentralFrancesBeauvalzooinJanuary2012."YuanMengistheenergeticandvigorousfruitoftheFranco-Chinesefriendship,"saidMacron."YuanMengandhisparentsaretheillustrationofadialoguethathasalwaysbeenfruitfulbetweenourtwocountrieswho,forcenturies,havegotalongandunderstoodeachother,",,HuanHuangavebirthtotwincubs,,butabandonedthefirstafterthesecondcubwasborn,,femalepandasraiseonlyonecub,the"strongest",,ConservationofNature(IUCN).

  

  贵阳首批社区公益事业项目获批 49个社区将换新颜

 
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经济"三期叠加"、互金退潮,实体经济中流砥柱何在?

2019-05-20 21:31 | 北京时间 | 手机看国搜 | 打印 | 收藏 |评论 | 扫描到手机
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核心提示:银行业都是我国经济、金融发展的基石性行业,为了更好地服务于公司银行客户,金融如果不为实体经济服务。

近日,上市公司2016年年报及2017年一季度报陆续披露完毕。从某种程度上来看,两市数千家企业的经营状况可以看做我国宏观经济发展的晴雨表。

东方财富Choice数据显示,2016年全体A股公司合计实现营业收入32.51万亿元,同比增长10.21%,合计归属母公司股东净利润2.75万亿元,同比增长11.22%。与2015年相比,有着明显的触底反弹迹象。

值得注意的是,作为经济的发动机和安全网,银行业的表现可圈可点,尤其是规模适中,发展灵活的城商行,例如宁波银行(002142.SZ)、南京银行(601009.SH)、江苏银行(600919.SH)等均取得了归属净利润增长率超10%的成绩。其中,宁波银行2016年实现归属净利润78.10亿元,同比增长19.35%,增速位列第一。

经济下行、互金退潮,中流砥柱何在

近年来,在世界经济疲软的大背景下,我国经济亦进入了调整周期。

权威人士明确提出,未来几年里,经济“L”型走势不可避免,经济处于“三期叠加”阶段,即经济增长速度换挡期、结构调整阵痛期、前期刺激政策消化期。

在如此背景下,作为顺周期性行业的银行,正面临着前所未有的挑战。既要面对企业发展后劲不足,不良率攀升的问题,把好“安全网”的关;又要尽可能地推动普惠金融落地,为实体经济输血,扮演发动机的角色。宛如走钢丝一般,稍有不慎,出问题的远不是一个企业、一个行业那么简单。

更加重要的是,2013年,随着移动互联、电子支付等技术的发展,互联网金融出现,P2P也开始了野蛮发展之路,一度被视作支持实体经济的万能药。

然而,随着时间的推移、泡沫的退去,掩藏在水面下的问题开始逐渐暴露:自融自担、循环借贷、盲目扩张、庞氏骗局等现象屡见不鲜。

与之相对的,存贷款及高管人才经历阶段性流失,曾被视为“进入寒冬”、“行业将死”的银行,反而成功触底反弹,依旧肩负着支持实体经济的重担。

例如上文提到的宁波银行,2016年实现营业收入236.45亿元,同比增长21.16%;实现归属净利润78.10亿元,同比增长19.35%。

进一步分析, 宁波银行各项贷款余额3025.07亿元,较年初增长18.31%,与此同时,不良贷款率为0.91%,同比下降0.1%。这意味着,在进一步为企业提供资金支持的同时,宁波银行还有效地控制了可能存在的违约风险,不仅与其它行业形成了鲜明对比,在城商行中也是佼佼者。

并且,从季报来看,2017年第1季度,宁波银行归属净利润、存贷款余额等关键指标稳步提升,不良贷款率也保持在0.91%的水平,总趋势继续向好。

前有堵截、后有追兵,银行业如何突围

一方面,是经济发展仍处在转型升级的关键时刻;另一方面,除了P2P外,其它类型的互联网金融企业也纷纷进入市场分羹。在如此前有堵截、后有追兵的情况下,以宁波银行为首的一众银行们,又是如何成功突围,甚至重新超车的呢?

全国人大财政经济委员会副主任委员黄奇帆曾用三句话揭示过金融的本质:

1、为有钱人理财,为缺钱人融资;

2、信用、信用、信用,杠杆、杠杆、杠杆,风险、风险、风险;

3、金融不是单纯的卡拉OK、自拉自唱的行业,金融如果不为实体经济服务,就没有灵魂,就是毫无意义的泡沫。

“为有钱人理财,为缺钱人融资”,其实就是“明确用户真实需求,提升用户服务体验”。也正是在这一思路的指导下,面对外界的冲击,宁波银行继续深耕市场,保持务实作风。

例如,为了更好地服务于公司银行客户,2016年,在原有较为成熟的分级营销体系的基础上,宁波银行依靠名单制营销推动,通过尽可能了解客户真实需求的方式,丰富引客渠道;并升级“上市赢”、“进口赢”及“出口赢”综合金融服务方案,提升核心客户满意度。

而且,面对可能出现的客户投诉,公司所有投诉处理都由流程革新与客户体验部牵头解决,疑难问题多部门定期会商,以带给用户最佳体验。

与此同时,虽然一向被视为“传统”的代名词,但在新技术的引入与应用上,银行业好不逊色。

以个人贷款业务为例,通过对大数据、互联网等新技术的应用,不仅优化了业务流程、提高了业务效率,而且能够帮助严把客户主体准入,降低风险。从数据来看,2016年宁波银行个人贷款余额 805 亿元,较年初新增 87.86 亿元,个人贷款不良率不良率 0.44%,较年初下降近 0.05 个百分点,效果明显。

第二句话,“信用、杠杆、风险”,这三个词的背后,即“安全”二字。金融的核心还是安全,没有“安全”这个“1”,后面再多的零都是空话。

当然,安全也分为诸多方面。例如金融安全、系统安全…但其实,互联网时代,最容易被忽视,却也最容易出问题的,是安全意识。例如层出不穷的电话诈骗、例如贪图高息不看风险的赌博性投资。

为了帮助解决这些问题,宁波银行曾将2016年7月定为“安全宁行”宣传月,活动历时一个月,每周一主题,分网络诈骗、电信诈骗、钓鱼网站和非法集资四个主题进行安全宣传。全行共166家网点参与安全宁行宣传月活动,参与客户达7000余人次,尽可能地将问题扼杀在摇篮里。

至于最后的服务实体经济,最关键地在于如何解决中小微企业融资难的问题,普惠金融就是其中很重要的方面。为此,宁波银行也推出了诸多措施,包括推广“快审快贷”产品,加快小企业融资效率;大力推进税银合作,推出“税务贷”信用贷款产品,有效缓解了小企业融资难、 融资贵问题,助力诚信纳税企业快速融资、更好发展,实现了税企银三方共赢;最后,公司还推出了退税贷创新产品,,为出口企业提供快捷方便的融资服务。

不为资本泡沫所动摇,以客户为中心,深耕市场;不自视甚高固步自封,而是积极创新,拥抱新技术,正是在这个思路下,以宁波银行为代表的一众企业,才能在如此复杂的金融市场中,稳步向前。

地位特殊,银行应积极承担社会责任

长期以来,银行业都是我国经济、金融发展的基石性行业,老百姓对银行积累了深厚的信任。

在这一特殊背景下,银行肩上所承担的,还有一份同样重要的社会责任。

作为总部位于宁波的城商行,2016年期间,宁波银行将“精准扶贫”、“精准脱贫”视作工作重心之一,一方面发挥自身银行业优势,完善基层服务网络,创新金融产品,因地制宜地开展各项精准扶贫工作;另一方面积全力支持各地党委和政府开展的各项精准扶贫工作。

例如,宁波银行的温州分行参加温州市扶贫结对行动,援助泰顺县雅阳镇5万元,用于修复雪溪乡柳溪大桥,改善当地交通;宁波江东支行捐赠60万元慈善帮困资金,用于原宁波市江东辖区困难群众的助学、助困、助医等救助行动。

其实,银行做慈善还有另一层更加显而易见的优势。作为长期与企业打交道的主体,对当地经济发展状况、税收政策、消费水平势必有着清晰地了解,这不仅能够帮助银行辨别真正需要帮助的对象,而且能够更好地“授人以鱼”,再加上自身资金优势,以产帮贫、以商脱贫等大有可为。

甚至,如何措施得当,在帮助百姓脱贫的同时,还能为自己培养长期的忠实客户,进而推动地区经济的良性发展,真正实现银行、用户、地方经济多方共赢。

当然, 一家企业的社会责任不仅体现在对外捐助上,更体现在企业运营的各个细节里。

数十年来,我国经济一直处于高速发展状态,人民生活水平也迅速提高,但环保问题日益突出,PM2.5、雾霾等词汇早已成为大家的口头禅。为此,宁波银行在业务上限制和压缩对“两高一剩”行业的授信,鼓励增加对绿色、低碳、可循环的节能环保产业的支持力度,不放松绿色金融原则;同时,力推绿色办公,广泛采用视频会议,节约空调、电脑、打印机等电器设备使用,社会责任,从“小”做起。

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